tag:blogger.com,1999:blog-17802409662130559162024-03-13T09:42:26.421-07:00DarinWelcome to my blog. I plan on writing about politics, economics, my faith, and other stuff in my life.Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.comBlogger15125tag:blogger.com,1999:blog-1780240966213055916.post-32338255040027097642009-12-01T21:28:00.001-08:002009-12-01T21:28:48.924-08:00The BlackBerry Tour Continued…<p>Just wanted to update <a href="http://darinr80.blogspot.com/2009/09/why-and-how-i-use-my-blackberry-tour.html">the post</a> I wrote about on how I use my smartphone.  I added a few apps that I must say I really find useful.  </p> <ol> <li>The <a href="https://www201.americanexpress.com/MobileWeb/mobile-site.jsp">American Express shortcut</a>.  Not a real app, but a super handy shortcut to have to track my Amex account.</li> <li><a href="http://www.smarteragent.com/index_blackberry.php">Homes For Sale</a> is a great app if you ever want to look up any (listed) homes for sale.  It is handy because you don’t need to know the address, and there are multiple ways to find the home you’re searching for.</li> <li><a href="http://bbfour.com/">MiniPaint</a> is just a fun app to have if you want to add silly things to the pictures you’ve taken with your device.  I’ve used it to mock up my friends’ pictures then send them as an MMS.  </li> <li><a href="http://software.crackberry.com/product.asp?id=38660&n=SmartBCalendar">SmartBCalendar</a> isn’t free, but for 99 cents, I could rationalize spending a little on such a handy app.  I depend on viewing my calendar on this device, and after a while, it seems like this should be a standard feature.</li> </ol> <p>That’s all for now.  I’m sure I’ll have a part three coming up.  :-)</p> Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com0tag:blogger.com,1999:blog-1780240966213055916.post-24852988834800392492009-10-04T15:37:00.001-07:002009-10-04T15:39:56.045-07:00To be reconciled…<p>For some reason I had this on my heart so this is going to be a different type of blog for me; almost like a journal.  I have just been thinking about the Christian walk and reconciliation, and how it is just a huge part of who we are as born again believers.  </p> <p>When we’re born again, we believe we’re reconciled to God, through Jesus Christ.  This is a huge first step and should trickle down in our lives, with all of our relationships.  It is important to note that the Bible is clear that all people are God’s creation (<a href="http://bible.logos.com/passage/niv/Colossians%201.16">Colossians 1:16</a>), and that God loves the entire world (<a href="http://bible.logos.com/passage/niv/John%203.16">John 3:16</a>), but only those who are born again are children of God (<a href="http://bible.logos.com/passage/niv/John%201.12">John 1:12</a>;<a href="http://bible.logos.com/passage/niv/John%2011.52">11:52</a>; <a href="http://bible.logos.com/passage/niv/Romans%208.16">Romans 8:16</a>; <a href="http://bible.logos.com/passage/niv/1%20John%203.1-10">1 John 3:1-10</a>)  So God loves everyone equally.  </p> <p>Ephesians 4:32 says Be kind to one another, tenderhearted, forgiving one another, as God in Christ forgave you.  I just think of that in all aspects of my life, starting with my wife, probably because that’s the most close knit relationship I will have with anyone while on earth.  I think of being reconciled to her when it’s difficult because I feel I am right, and justice needs to be served.  Then I think of Ephesians 5:25 which states: Husbands, love your wives, just as Christ loved the church and gave himself up for her…  To be a Christian husband is to first be a Christian, and that means understanding that Jesus had every right to handle the Pharisees and make them pay for torturing an innocent man-but He didn’t.  I understand this could be taken too far to where the man just becomes passive and I don’t think that’s what God meant for us to do.  But as an example for us, He shows us where we can have the freedom to give up those things we might hang on to so closely, in exchange for adopting a characteristic of Christ, and in turn growing closer to Him.</p> <p>Another aspect I think of for me personally, is with friends.  Both non-Christians and Christians require grace from me.  I’m sure that I even require more grace myself from them.  To me, the point is am I working toward reconciling that relationship for real?  For me it is difficult to walk away from any friendship, and it rarely comes down to that, but I have to check myself to make sure I’m doing all I can first.  It would be hard to see any person of faith have so many burnt bridges with people and give them any credibility for their ‘reconciled’ relationship with God.  It’s not a one way street.  It seems to be common these days to have bitter people either leaving one church and go to another, or bitter people as a result of people leaving their church.  Unfortunately, when I see a pastor preaching and know that he has those seriously broken bonds with people, it is more difficult for me to not judge, knowing he has those broken ties with others.  I think that breaks the heart of God.  Doesn’t that also distort the message of the Gospel that we are supposed to share?  When the world’s watching, I think it does.  I think it would bode well for more people to walk that out and live it, as hard as it might be, so that the world can see God’s love living through His people.</p> Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com1tag:blogger.com,1999:blog-1780240966213055916.post-63606886577460069362009-09-26T13:02:00.001-07:002009-09-26T13:02:26.396-07:00My first 5K run ever, included Alberto Salazar<p align="center"><a href="http://lh3.ggpht.com/_ISMIsj63Sqo/Sr5zSB8UClI/AAAAAAAAAnw/8p3UxhGG5GM/s1600-h/IMG_4249%20%5B1024x768%5D%5B2%5D.jpg"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="IMG_4249 [1024x768]" border="0" alt="IMG_4249 [1024x768]" src="http://lh3.ggpht.com/_ISMIsj63Sqo/Sr5zSrY6RQI/AAAAAAAAAn0/hVfY8kZmeXw/IMG_4249%20%5B1024x768%5D_thumb.jpg?imgmax=800" width="244" height="184" /></a> </p> <p>Two days ago, a friend at work told me about a fundraising event his <a href="http://www.marthamaryministries.org/news.html">Mother’s organization</a> was putting on at the University of Portland.  He said it was a 5K run, and that both <a href="http://en.wikipedia.org/wiki/Alberto_Salazar">Alberto Salazar</a> and <a href="http://www.kgw.com/about/talent_bios/donlon_joe.html">Joe Donlon</a> would be there to ‘compete’ and help raise money.  As some of you know, I was training for my first marathon until I tore my meniscus while on a training run at the beach.  I have been running shorter distances and using a treadmill while I’m going through the physical therapy.  At any rate, I was able to run 3.16 miles in 23 minutes, which is a 7:16 pace, so I’m alright with that.</p> <p>Being able to meet Alberto made it worth it all, though.  Alberto set a world record in 1981, running the New York Marathon in 2:08:13.  He also ran in what is known to be America’s greatest marathon, <a href="http://en.wikipedia.org/wiki/Duel_in_the_Sun_(book)">The Duel in the Sun</a>, which was a very hot day for the Boston Marathon.  In this race, the weather was in the 90’s and he was competing closely with <a href="http://en.wikipedia.org/wiki/Dick_Beardsley">Dick Beardsley</a>.  Alberto also trained my cousin, <a href="http://runningtimes.com/Article.aspx?ArticleID=16734">Josh Rohatinsky</a> for several years.</p> <p align="center"><a href="http://lh4.ggpht.com/_ISMIsj63Sqo/Sr5zTi1frWI/AAAAAAAAAn4/H-m_X169HgQ/s1600-h/IMG_4250%20%5B1024x768%5D%5B2%5D.jpg"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="IMG_4250 [1024x768]" border="0" alt="IMG_4250 [1024x768]" src="http://lh3.ggpht.com/_ISMIsj63Sqo/Sr5zUbnX4bI/AAAAAAAAAn8/U7jbixWqRiI/IMG_4250%20%5B1024x768%5D_thumb.jpg?imgmax=800" width="244" height="184" /></a> </p> <p align="left">I started this run off in the front of the pack, but that only lasted for about the first 1/2 mile.  I was then passed by one runner.  About 1.5 miles into the run, I was able to sprint and pass someone else.  I wanted to try and catch up to the front, but I felt I was already pushing myself.  I learned very quickly that while I was able to run 15 miles in my training, running for speed is different.  One piece of advice Alberto gave me was in my training, it would be good to mix things up a bit, and try sprinting for a mile or so.  I had been training for the marathon at a consistent pace.  It was a good feeling to not feel super tired after running this race, however.  Some runners really pushed themselves to the point of feeling sick.  My wife Bethany participated in this as well, and was able to jog the whole race in 31 minutes.  All in all, I was glad I did it, and will most likely try to run other informal races as my knee heels.</p> Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com4tag:blogger.com,1999:blog-1780240966213055916.post-92053682597770205242009-09-08T21:08:00.001-07:002009-09-08T21:08:32.281-07:00Why and how I use my BlackBerry Tour<p>Just like the TicTac commercial; could I breathe without my BlackBerry Tour?  Of course, but I wouldn’t recommend it!  </p> <p>First, I’ll explain my history with PDAs.  I’ve been and intense user of mobile devices ever since my first Palm Pilot back in 2000, the Palm VII X.  $400 gave me a device that looks like this: </p> <p> <a href="http://lh6.ggpht.com/_ISMIsj63Sqo/SqcqLbFheaI/AAAAAAAAAnQ/Csu31XTlF9I/s1600-h/palmviixlarge320x2003.jpg"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="palmviixlarge [320x200]" border="0" alt="palmviixlarge [320x200]" src="http://lh4.ggpht.com/_ISMIsj63Sqo/SqcqL5z1apI/AAAAAAAAAnU/Pc-Sf7nYZV8/palmviixlarge320x200_thumb1.jpg?imgmax=800" width="63" height="66" /></a></p> <p>Upgrading to the Palm m505 wasn’t a huge upgrade, but it added color and a more slick looking device w/a little more features:</p> <p><a href="http://lh5.ggpht.com/_ISMIsj63Sqo/SqcqMhxrSQI/AAAAAAAAAnY/sVb85pEpydE/s1600-h/Palmm5053.jpg"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="Palm-m505" border="0" alt="Palm-m505" src="http://lh5.ggpht.com/_ISMIsj63Sqo/SqcqNUQk_KI/AAAAAAAAAnc/EzvyowvgRLc/Palmm505_thumb1.jpg?imgmax=800" width="65" height="82" /></a> </p> <p>I won’t keep boring you with pictures, but in 2002, you can see why getting my HP iPaq 3835 was an exciting move forward:</p> <p><a href="http://lh3.ggpht.com/_ISMIsj63Sqo/SqcqOCZP8CI/AAAAAAAAAng/-_co5wjCzJs/s1600-h/iPaq3835L3.jpg"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="iPaq3835L" border="0" alt="iPaq3835L" src="http://lh3.ggpht.com/_ISMIsj63Sqo/SqcqOtD5F8I/AAAAAAAAAnk/zHLMlDZti6g/iPaq3835L_thumb1.jpg?imgmax=800" width="92" height="71" /></a></p> <p>From then on, I had the iPaq 5555, the iPaq hx4705 (w/a beautiful 4” VGA screen (not QVGA)), then a WM Treo 700W, and finally a Samsung i760 running WM6.1 Pro.  Oh yeah, and now, the BlackBerry Tour 9630.  Before moving on, I must say, I used my iPaqs with a folding keyboard for years with no complaints.  I used them for work and college.  Great for taking notes, emailing, and running various applications.  </p> <p>So, moving on to what I use my BlackBerry Tour for:</p> <ol> <li>It’s a pretty good cell phone first.  I use my Plantronics bluetooth ear piece as well as the speakerphone sometimes, and I’m happy w/it.  Something I thought was neat, is that although the Tour has a Qwerty keyboard, if you dial a number such as 800-BEST-BUY, it auto translates those numbers as if you used a dialpad.</li> <li>Texting is great on this device.  It’s quick and easy, and you almost have to turn the spell checker off for shortened words.  I have shortcut keys enabled so from the home screen when I hit ‘Q’ I am taken to a blank draft text ready to go.</li> <li>For email, the Gmail app is excellent.  It keeps your email in conversation threads which I love, and you can view all of your labels (folders).  The only thing I wish it had was the push email function.  The built in email client on the device is push, so I just setup my Gmail account in there, so I’m still notified when I get new messages.  Also, that way if I take a picture or want to email something, it uses the devices email client to send those.</li> <li>The camera is beyond what I need, but I still love that it’s there.  With 3.2 million pixels, a flash that you can turn on, off, or to auto, digital zoom, image stabilization, white balance, and color effects, there are plenty of features.  Even when the phone is on silent, though, it still makes the shutter sound, so I got a simple app called <a href="http://blog.berrycoder.com/2008/07/peekaboo-shoot-4-times-in-click.html">Peek-A-Boo</a>.  Oh, and the video camera is handy to have as well.</li> <li>For music, this phone has some neat features.  First, you can hook it up to your computer and use media sync, which lets you sync your iTunes playlists to your microSD card.  I sync a few of my playlists, and some audio podcasts.  There’s a free app that came preloaded called Slacker Radio that lets you search and listen to pretty much any song, and create custom music stations.  Oh yeah, that the headphone jack is a standard 3.5mm so any headphones will work.</li> <li>I’m a to-do list freak (it’s how I manage my life professionally and personally), so I use <a href="http://www.rememberthemilk.com">Remember The Milk</a>, and I installed <a href="http://www.rememberthemilk.com/services/milksync/">MilkSync</a>, which keeps my native BlackBerry tasks in sync with the online version of Remember The Milk, fully equipped with both plenty of shortcut keys, as well as Google Gears for offline support.  I set mine to sync both ways automatically, once each hour.  This is probably my favorite feature.</li> <li>I like having my Bible with me every where I go, and now I do, using <a href="http://www.laridian.com/blackberry/">Laridian’s Bible Reader</a>.  I have my ESV (English Standard Version) and can look up verses quickly.  </li> <li>Another great Google app I have is the <a href="http://www.google.com/sync/blackberry.html">Google Sync</a> app.  This is because I use the calendar on the device, as well as the contacts, and what luck; they both sync OTA (over the air) automatically.  This way everywhere I go, I have all of my contacts and calendar appointments.</li> <li>I have two push apps installed: the <a href="http://www.foxnews.com/mobile/">Fox News</a> app alerts me when there’s breaking news, and the <a href="http://www.theweathernetwork.com/mobile/weathereyebb">WeatherEye</a> lets me know my current, daily, and weekly forecasts.</li> <li>The <a href="http://na.blackberry.com/eng/devices/features/im/google_talk.jsp">Gtalk</a> client is nice, because I can leave it on all the time, so anytime someone wants to chat w/me they can.  This helps make the world even smaller.</li> <li><a href="http://www.berryreview.com/2009/02/04/youmail-releases-their-own-free-visual-voicemail-blackberry-application/">Youmail</a> is a neat free visual voicemail app.  It alerts me when a caller leaves a voicemail, and lets me retrieve the message from the Youmail application, or from the MP3 it sends me as an email attachment.</li> <li><a href="http://www.evernote.com/about/download/blackberry.php">Evernote</a> is great for note takers like me.  It allows me to create and edit notes on my device, and then I can view them from any web-based computer.  I do keep the Evernote desktop software installed on my laptop because it’s easy to add notes there.  Sometimes if I really want to make sure I have access to a note, I’ll create one in the resident memo pad, then copy it to Evernote.  Evernote mobile requires an internet connection.</li> <li>Because this device has GPS, <a href="http://www.google.com/mobile/products/maps.html#p=default">Google Maps</a> is a must have app for me.  Not only does it pinpoint exactly where I am, but I can get turn by turn directions to anywhere.  I can lookup local restaurants either by name or cuisine.  Using <a href="http://www.google.com/latitude/intro.html">Google Latitude</a> I can broadcast my location and see where my friends are as well.</li> <li><a href="http://www.ubertwitter.com/bb/download.php">UberTwitter</a> is my favorite Twitter app.  I’ve tried a few of them, and I like this one best.  It’s fast, free, and allows me to do everything I need to (DM, RT, upload pictures, etc…).</li> <li>Last but not least, is called <a href="http://www.smrtguard.com/">SmrtGuard</a>.  With this software, I can track exactly where my device is if it is lost or stolen.  From the web interface on any web-based computer, I can track my device, lock my device, have my device call a phone number I’m at to listen, remotely self destruct the device (and microSD card), and audio ping the device.</li> </ol> <p>There are other apps I have installed, such as <a href="http://blackberryfree.blogspot.com/2008/07/maxmem-free-memory-optimizer.html">MaxMem</a> and <a href="http://www.facebook.com/apps/application.php?id=2254487659">Facebook</a> mobile, but I don’t use them all the time.  Same with the built in web browser.  Nice to have, but not a deal breaker and certainly not the best browser.</p> <p>What device do you use?  Why don’t you have one of these?  :-)</p> <p align="center"><a href="http://lh4.ggpht.com/_ISMIsj63Sqo/SqcqPCzQyEI/AAAAAAAAAno/UDmGK5R-HD0/s1600-h/Tour%5B2%5D.png"><img style="border-bottom: 0px; border-left: 0px; display: inline; border-top: 0px; border-right: 0px" title="Tour" border="0" alt="Tour" src="http://lh3.ggpht.com/_ISMIsj63Sqo/SqcqP8cozqI/AAAAAAAAAns/sFDnajS_VKU/Tour_thumb.png?imgmax=800" width="142" height="244" /></a></p> Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com3tag:blogger.com,1999:blog-1780240966213055916.post-19915568292248053762009-05-14T11:50:00.001-07:002009-05-14T11:50:04.398-07:00100 Days<p>I can’t take credit for writing this, but I felt inclined to post it.  :-)</p> <p><a href="http://lh4.ggpht.com/_ISMIsj63Sqo/Sgxn2DTbKcI/AAAAAAAAAmg/5_PKOplKjP8/s1600-h/image%5B2%5D.png"><img style="border-bottom: 0px; border-left: 0px; display: inline; border-top: 0px; border-right: 0px" title="image" border="0" alt="image" src="http://lh4.ggpht.com/_ISMIsj63Sqo/Sgxn20Ac3fI/AAAAAAAAAmk/XbVXG6-gNJk/image_thumb.png?imgmax=800" width="244" height="163" /></a> </p> <p>Presidential comparison quiz</p> <p>If George W. Bush had made a joke at the expense of the Special Olympics, would you have approved?</p> <p>If George W. Bush had given Tony Blair a set of inexpensive and useless (to Tony Blair’s UK video formatting) DVDs, when Tony Blair had given him a thoughtful and historically significant gift, would you have approved?</p> <p>If George W. Bush had given the Queen of England an iPod containing videos of his speeches, would you have approved?</p> <p>If George W. Bush had bowed to the King of Saudi Arabia, would you have approved? (Remember the bad press Bush got when he and the King of Saudi Arabia “held hands” as they walked together?)</p> <p>If George W. Bush had visited Austria and made reference to the non-existent “Austrian language”, would you have brushed it off as a minor slip? (Anyone remember the bad press Dan Quayle – another Republican - got when he reportedly wished he had studied Latin before going to Latin America? Forget the fact that he never said it – the press ran with the story…)</p> <p>If George W. Bush had filled his cabinet and circle of advisers with people who cannot seem to keep current on their income taxes, would you have approved?</p> <p>If George W. Bush had ordered the firing of the CEO of a major corporation, even though he had no constitutional authority to do so, would you have approved?</p> <p>If George W. Bush had proposed, deliberately and with full knowledge, to double the national debt, which had taken more than two centuries to accumulate, in one year, would you have approved?</p> <p>If George W. Bush had then proposed to double the debt again within the next 10 years, would you have approved?</p> <p>If George W. Bush had campaigned on a promised to cut out all earmarks, and then signed a spending bill, above and beyond his budget, containing more than 9287 “earmarks” and pork projects totaling nearly $13 billion, would you have approved?</p> <p>So, tell me again, what is it about Obama that makes him so brilliant and impressive?</p> <p>Can’t think of anything? Don’t worry. He’s done all this in 10 weeks -- so you’ll have three years and nine-and-a-half months to come up with an answer.</p> Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com2tag:blogger.com,1999:blog-1780240966213055916.post-34820322477120407442009-04-04T13:36:00.001-07:002009-04-04T13:36:51.265-07:00Quick Quote<p>I couldn’t not post this quote after I read it:</p> <p> </p> <p>"You cannot legislate the poor into freedom by legislating the wealthy out of freedom. What one person receives without working for, another person must work for without receiving.  The government cannot give to anybody anything that the government does not first take from somebody else.  When half of the people get the idea that they do not have to work because the other half is going to take care of them, and when the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is about the end of any nation.  You cannot multiply wealth by dividing it." <br />~~~~ Dr. Adrian Rogers, 1931</p> Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com0tag:blogger.com,1999:blog-1780240966213055916.post-29139928541072382942009-03-22T14:28:00.001-07:002009-03-22T14:28:01.909-07:00A little humor?<p>I don’t have time to write what I’d really like to write about which is finance stuff and the economy/Obama administration; particularly Geitner and job duties.  I’m refraining because I have a 30 page paper I’m writing for school (and a project/presentation).  OK.  So I’m just going to post some pictures I thought were funny and maybe they can help express my thoughts; especially the first one.  Enjoy.  Oh, and the 2nd one isn’t political, but politically correct.  :-)</p> <p> </p> <p><a href="http://lh6.ggpht.com/_ISMIsj63Sqo/ScatCSuy_OI/AAAAAAAAAlI/Q7R01qttRYU/s1600-h/1%5B3%5D.png"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="1" border="0" alt="1" src="http://lh3.ggpht.com/_ISMIsj63Sqo/ScatDvG22ZI/AAAAAAAAAlM/NE-hMlh04Q4/1_thumb%5B1%5D.png?imgmax=800" width="309" height="378" /></a></p> <p> </p> <p><a href="http://lh4.ggpht.com/_ISMIsj63Sqo/ScatEk_TFvI/AAAAAAAAAlQ/TfCygaYcNyk/s1600-h/2%5B3%5D.png"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="2" border="0" alt="2" src="http://lh6.ggpht.com/_ISMIsj63Sqo/ScatF5ecQFI/AAAAAAAAAlU/aVrVPG_PvYs/2_thumb%5B1%5D.png?imgmax=800" width="322" height="383" /></a> </p> <p><a href="http://lh3.ggpht.com/_ISMIsj63Sqo/ScatGtIi-7I/AAAAAAAAAlY/e6n6jYC0ppk/s1600-h/3%5B3%5D.png"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="3" border="0" alt="3" src="http://lh4.ggpht.com/_ISMIsj63Sqo/ScatHaK8jxI/AAAAAAAAAlc/Y3zfwmh1kcs/3_thumb%5B1%5D.png?imgmax=800" width="332" height="253" /></a></p> <p><a href="http://lh5.ggpht.com/_ISMIsj63Sqo/ScatIkeU8oI/AAAAAAAAAlg/EHNWUpKYfm4/s1600-h/4%5B3%5D.png"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="4" border="0" alt="4" src="http://lh6.ggpht.com/_ISMIsj63Sqo/ScatKbOa1OI/AAAAAAAAAlk/Dpoz6R3PvnU/4_thumb%5B1%5D.png?imgmax=800" width="335" height="443" /></a> </p> <p><a href="http://lh4.ggpht.com/_ISMIsj63Sqo/ScatMzReSeI/AAAAAAAAAlo/EV1Kj5UhJ8Q/s1600-h/5%5B3%5D.png"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="5" border="0" alt="5" src="http://lh4.ggpht.com/_ISMIsj63Sqo/ScatOPhhD2I/AAAAAAAAAls/rabnezkoVwE/5_thumb%5B1%5D.png?imgmax=800" width="345" height="275" /></a> </p> <p>(THIS IS THE GLOBAL WARMING PROTEST ABOVE)</p> <p> </p> <p><a href="http://lh6.ggpht.com/_ISMIsj63Sqo/ScatO5yAWLI/AAAAAAAAAlw/u3YFPDP64kQ/s1600-h/7%5B3%5D.jpg"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="7" border="0" alt="7" src="http://lh5.ggpht.com/_ISMIsj63Sqo/ScatPXrVgKI/AAAAAAAAAl0/9a48LKlOuJU/7_thumb%5B1%5D.jpg?imgmax=800" width="348" height="297" /></a> </p> <p><a href="http://lh3.ggpht.com/_ISMIsj63Sqo/ScatQ7-1ISI/AAAAAAAAAl4/Rq-lg-2qCyc/s1600-h/86%5B4%5D.png"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="86" border="0" alt="86" src="http://lh4.ggpht.com/_ISMIsj63Sqo/ScatR4hG7UI/AAAAAAAAAl8/g116NAQlPrg/86_thumb%5B2%5D.png?imgmax=800" width="355" height="231" /></a> </p> <p><a href="http://lh3.ggpht.com/_ISMIsj63Sqo/ScatXFQ0ENI/AAAAAAAAAmA/zYUf0GueCa8/s1600-h/87%5B3%5D.jpg"><img style="border-right-width: 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="87" border="0" alt="87" src="http://lh4.ggpht.com/_ISMIsj63Sqo/ScatYS5cHyI/AAAAAAAAAmE/UBkDqrCt_X4/87_thumb%5B1%5D.jpg?imgmax=800" width="359" height="302" /></a></p> Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com0tag:blogger.com,1999:blog-1780240966213055916.post-88442267279924847382009-02-10T11:21:00.001-08:002009-02-10T11:21:36.802-08:00What makes a person saved?<p></p> <p>To be saved, in Biblical terminology, means to be saved from sin and death and hell, and to be saved unto righteousness and heaven and everlasting life. Salvation has past, present, and future aspects: we are saved from the penalty of past sin though Christ’s atoning death on the cross, from the power of sin through the presence of the Holy Spirit in our lives right now, and ultimately from the very presence of sin in Heaven. </p> <p> <br />This question was asked by the Philippian jailer in Acts 16:30, and was forthrightly and simply answered by the Apostle Paul when he said: "Believe in the Lord Jesus, and you will be saved—you and your household." (Acts 16:31) Jesus himself said: "For God so loved the world that he gave his one and only Son,[a] that whoever believes in him shall not perish but have eternal life.” (John 3:16) <br />Thus, personal faith in Jesus Christ as the Son of God and the victorious Savior from sin and death is the means by which salvation is received. The substitutionary death of Christ for our sins is the basis on which God is justified in saving us through faith, and this is demonstrated and guaranteed in the victorious bodily resurrection of Christ from the grave. </p> <p> <br />But the natural man is proud and tends to resist the idea that there is nothing he can do to save himself and that he must trust in Christ to do it all. Accordingly, he has invented many substitutes for this simple way of salvation, and these substitutes have led multitudes down the road to eternal destruction. Biblical refutations of some of these false ideas are outlined below:</p> <p> <br />* One cannot be saved simply by believing and sincerely practicing any religion he chooses. “Salvation is found in no one else, for there is no other name under heaven given to men by which we must be saved." (Acts 4:12) <br />* We are not saved by keeping God’s laws, for no one can keep them perfectly. 10All who rely on observing the law are under a curse, for it is written: "Cursed is everyone who does not continue to do everything written in the Book of the Law." (Galatians 3:10) As it is written: "There is no one righteous, not even one (Romans 3:10) <br />* No one can be saved by doing good works. “he saved us, not because of righteous things we had done, but because of his mercy. He saved us through the washing of rebirth and renewal by the Holy Spirit” (Titus 3:5) <br />* Baptism is not the means of salvation. Paul said: “For Christ did not send me to baptize, but to preach the gospel—not with words of human wisdom, lest the cross of Christ be emptied of its power.” (1st Cor. 1:17). The gospel, by definition, is the "good news" of Christ's atoning death and resurrection, and it is by believing the gospel, not by baptism, that men are saved. (1 Cor. 15:1-4) The thief on the cross was saved, but never baptized (Luke 23: 42,43) <br />* We are not saved by joining a church. There are multitudes of unsaved church members. To the members of the church in Laodicea, for example, Christ said: “16 So, because you are lukewarm—neither hot nor cold—I am about to spit you out of my mouth.” (Rev. 3:16) </p> <p> <br />There are numerous other false ideas about salvation that are prevalent, but all of them, like the above, consist in man’s doing something which he feels will help earn his salvation. Thus, they all contribute to the upbuilding of human pride and the downgrading of God’s marvelous gift in the Lord Jesus Christ. The Bible says: “For it is by grace you have been saved, through faith—and this not from yourselves, it is the gift of God— 9 not by works, so that no one can boast.” (Eph. 2:8-9)</p> Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com1tag:blogger.com,1999:blog-1780240966213055916.post-77655530475030825212009-01-01T15:21:00.001-08:002009-01-01T22:30:43.280-08:00Federal Minimum Wage…<p>This post is referring to <a href="http://www.barackobama.com/issues/poverty/">what Obama plans on doing with federal minimum wage</a>.</p> <p>Particularly pay attention to what Obama says, which is that he plans on raising minimum wage to $9.50 an hour by 2011.  Currently, federal minimum wage is at $6.55.   </p> <p>Here is a graph I drew up.  It shows the quantity of labor supplied and demanded, at a given price.  It is based on the <a href="http://en.wikipedia.org/wiki/Supply_and_demand ">basic laws of supply and demand</a>.  First from the demand side.  Basically, as the price of something decreases, the quantity demanded increases.  As the price of something increases, the quantity demanded decreases.  And second, from the supply side.  As the price increases, the quantity supplied will increase.  As the price decreases, the quantity supplied decreases.  See the graph here:</p> <p><a href="http://lh6.ggpht.com/_ISMIsj63Sqo/SV1P3QDffXI/AAAAAAAAAiI/3W89gkjdo4g/s1600-h/my%20graph%5B8%5D.jpg"><img title="my graph" style="border-top-width: 0px; display: inline; border-left-width: 0px; border-bottom-width: 0px; border-right-width: 0px" height="256" alt="my graph" src="http://lh6.ggpht.com/_ISMIsj63Sqo/SV1P4tTyIBI/AAAAAAAAAiM/dRQ4ejp2MNY/my%20graph_thumb%5B9%5D.jpg?imgmax=800" width="421" border="0" /></a></p> <p>Now, pay specific attention to the yellow/green triangles.  They represent what we call unemployment.  If the quantity of labor supplied met the quantity of labor demanded (or vice versa), this would mean there are just enough workers and just enough jobs available, producing equilibrium.  Currently, there is unemployment.  As the graph shows, raising minimum wage will also raise unemployment.</p> Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com0tag:blogger.com,1999:blog-1780240966213055916.post-70515825548079538682008-11-17T12:57:00.001-08:002008-11-21T22:09:48.727-08:00Think about thisI was thinking about all we hear from the media. I've read some informative articles on why we should be, apprehensive to say the least. Here are some of what I thought were good points:<br /><br /><ul><li>Politicians are usually more concerned about winning the next election than seeking economic truth, so don't take their word.</li></ul><ul><li>When political leaders communicate with their people, the media analyzes what they write/say.</li></ul><ul><li>How Americans view the world/US Gov./the economy is influenced by the media way too much.<br /></li></ul><ul><li>Reporters with little or no economics training are often asked to define/explain/settle debates they know little about.<br /></li></ul><ul><li>Gov. Spending does not pump $ into the economy; Gov. money must be first taxed or borrowed from it! (shifting existing income).<br /></li></ul><ul><li>The right tax cuts help the economy by creating incentives to work, save, and invest.<br /></li></ul><ul><li>Tax cuts don't increase the economy because they must be offset by equal reductions in investment/Gov. spending.<br /></li></ul><ul><li>Reducing marginal tax rates on businesses create more business investment and a more productive workforce which helps the economy.<br /></li></ul><ul><li>We shouldn't be looking for the best tax cuts-we should be looking for policies that will encourage the work, savings, and investment needed to grow the economy<br /></li></ul>Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com1tag:blogger.com,1999:blog-1780240966213055916.post-4253802743317451482008-11-11T14:52:00.000-08:002008-11-11T15:05:14.987-08:00A bit concerning...<meta equiv="Content-Type" content="text/html; charset=utf-8"><meta name="ProgId" content="Word.Document"><meta name="Generator" content="Microsoft Word 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href="http://ap.google.com/article/ALeqM5iRxZox4GFoIweckPDP1oRhKBlHOwD94CCDU00">http://ap.google.com/article/ALeqM5iRxZox4GFoIweckPDP1oRhKBlHOwD94CCDU00</a></span><span style="font-size:100%;"> <span style="font-family:arial;">
<br />
<br />Um. Hmm. Why do we need a national police force? Obama wants to renew our diplomacy? What about our country? What about our economy/healthcare, etc...? Why does it appear he is more concerned about our relationships with other countries than the problems in our own? In my opinion, it's hard to say just what his agenda is this early in the game. I mean he hasn't even been inaugurated yet.</span> <span style="font-family:arial;">
<br />
<br />BUT, there's talk of a new holiday for him: </span></span><meta equiv="Content-Type" content="text/html; charset=utf-8"><meta name="ProgId" content="Word.Document"><meta name="Generator" content="Microsoft Word 12"><meta name="Originator" content="Microsoft Word 12"><link style="font-family: arial;" rel="File-List" href="file:///C:%5CUsers%5CDarin%5CAppData%5CLocal%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_filelist.xml"><link style="font-family: arial;" rel="themeData" href="file:///C:%5CUsers%5CDarin%5CAppData%5CLocal%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_themedata.thmx"><link style="font-family: arial;" rel="colorSchemeMapping" href="file:///C:%5CUsers%5CDarin%5CAppData%5CLocal%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_colorschememapping.xml"><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:trackmoves/> <w:trackformatting/> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> 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mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin;} </style> <![endif]--><span style="font-family: arial;font-family:";font-size:100%;" ><a href="http://special.cjonline.com/stories/110908/loc_353922770.shtml" target="_blank">http://special.cjonline.com/stories/110908/loc_353922770.shtml</a></span>Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com0tag:blogger.com,1999:blog-1780240966213055916.post-71526050938843555142008-11-05T09:58:00.000-08:002008-11-05T10:05:46.174-08:00Our New President<meta equiv="Content-Type" content="text/html; 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{mso-style-type:export-only; margin-bottom:10.0pt; line-height:115%;} @page Section1 {size:8.5in 11.0in; margin:1.0in 1.0in 1.0in 1.0in; mso-header-margin:.5in; mso-footer-margin:.5in; mso-paper-source:0;} div.Section1 {page:Section1;} --> </style><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin-top:0in; mso-para-margin-right:0in; mso-para-margin-bottom:10.0pt; mso-para-margin-left:0in; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin;} </style> <![endif]--> <p style="font-family: arial;" class="MsoNormal"><span style=";font-size:100%;" >First, I'm going to write what I've heard about what the Obama administration plans on doing next year, then I will write my thoughts. So, here it is:
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qformat="true" name="Subtle Emphasis"> <u3:lsdexception locked="false" priority="21" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Emphasis"> <u3:lsdexception locked="false" priority="31" semihidden="false" unhidewhenused="false" qformat="true" name="Subtle Reference"> <u3:lsdexception locked="false" priority="32" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Reference"> <u3:lsdexception locked="false" priority="33" semihidden="false" unhidewhenused="false" qformat="true" name="Book Title"> <u3:lsdexception locked="false" priority="37" name="Bibliography"> <u3:lsdexception locked="false" priority="39" qformat="true" name="TOC Heading"> </u3:LatentStyles> </xml><![endif]--> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" >1) Freedom of Choice Act (make abortion totally legal and completely unrestricted in all 50 states and fund them for those who cannot afford them).</span></p><p style="font-family: arial;" class="MsoPlainText"><span style="font-size:100%;">
<br /></span><span style=";font-size:100%;" ><o:p></o:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" ><u4:p> <o:p></o:p></u4:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" >2) National Government run health insurance, that we are all forced to partake in.</span></p><p style="font-family: arial;" class="MsoPlainText"><span style="font-size:100%;">
<br /></span><span style=";font-size:100%;" ><o:p></o:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" ><u4:p> <o:p></o:p></u4:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" >3) The "fairness" Doctrine to try and silence right wing talk radio.</span></p><p style="font-family: arial;" class="MsoPlainText"><span style="font-size:100%;">
<br /></span><span style=";font-size:100%;" ><o:p></o:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" ><u4:p> <o:p></o:p></u4:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" >4) Taking control of all of our 401K plans (I'm seriously not kidding), and paying us a fixed 3% rate of return. This is Barney Frank's brilliant idea!</span></p><p style="font-family: arial;" class="MsoPlainText"><span style="font-size:100%;">
<br /></span><span style=";font-size:100%;" ><o:p></o:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" ><u4:p> <o:p></o:p></u4:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" >5) Nationally legalizing Gay marriage.</span></p><p style="font-family: arial;" class="MsoPlainText"><span style="font-size:100%;">
<br /></span><span style=";font-size:100%;" ><o:p></o:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" ><u4:p> <o:p></o:p></u4:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" >6) More Payroll taxes + Obama will lower his tax increases down to $42K when he discovers "just how bad it really is" and "how much more money he needs" to fund all of the wonderful new programs.</span></p><p style="font-family: arial;" class="MsoPlainText"><span style="font-size:100%;">
<br /></span><span style=";font-size:100%;" ><o:p></o:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" ><u4:p> <o:p></o:p></u4:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" >7) Draconian Carbon tax that will drive our utility bills through the roof, and shut down our economy.<o:p></o:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" ><u4:p>
<br /><!--[if !supportLineBreakNewLine]-->
<br /><!--[endif]--><o:p></o:p></u4:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" >The thing is that the only way Obama won was that he totally promised people that he is someone that he is not.</span></p><p style="font-family: arial;" class="MsoPlainText"><span style="font-size:100%;">
<br /></span><span style=";font-size:100%;" ><o:p></o:p></span></p> <p style="font-family: arial;" class="MsoPlainText"><span style=";font-size:100%;" ><u4:p> <o:p></o:p></u4:p></span></p> <p style="font-family: arial;" class="MsoNormal"><span style=";font-size:100%;" ><u4:p></u4:p>BUT, my thoughts are:
<br />
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Accent 6"> <u7:lsdexception locked="false" priority="67" semihidden="false" unhidewhenused="false" name="Medium Grid 1 Accent 6"> <u7:lsdexception locked="false" priority="68" semihidden="false" unhidewhenused="false" name="Medium Grid 2 Accent 6"> <u7:lsdexception locked="false" priority="69" semihidden="false" unhidewhenused="false" name="Medium Grid 3 Accent 6"> <u7:lsdexception locked="false" priority="70" semihidden="false" unhidewhenused="false" name="Dark List Accent 6"> <u7:lsdexception locked="false" priority="71" semihidden="false" unhidewhenused="false" name="Colorful Shading Accent 6"> <u7:lsdexception locked="false" priority="72" semihidden="false" unhidewhenused="false" name="Colorful List Accent 6"> <u7:lsdexception locked="false" priority="73" semihidden="false" unhidewhenused="false" name="Colorful Grid Accent 6"> <u7:lsdexception locked="false" priority="19" semihidden="false" unhidewhenused="false" qformat="true" name="Subtle Emphasis"> <u7:lsdexception locked="false" priority="21" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Emphasis"> <u7:lsdexception locked="false" priority="31" semihidden="false" unhidewhenused="false" qformat="true" name="Subtle Reference"> <u7:lsdexception locked="false" priority="32" semihidden="false" unhidewhenused="false" qformat="true" name="Intense Reference"> <u7:lsdexception locked="false" priority="33" semihidden="false" unhidewhenused="false" qformat="true" name="Book Title"> <u7:lsdexception locked="false" priority="37" name="Bibliography"> <u7:lsdexception locked="false" priority="39" qformat="true" name="TOC Heading"> </u7:LatentStyles> </xml><![endif]-->God knows exactly what is going on, and is above all earthly leaders. Because He is in control of all of Heaven and Nature, we need not fear this new President.
<br />
<br />I think now more than ever, we need to be supportive in any way we can for the sake of our country, which includes prayer for our new leader. Obviously we need to do what we can to hold on to our values, but the last thing I want is a bunch of crazy ultra right-wing nut jobs screaming for impeachment for Obama and being divisive. Luckily I don't think it will turn out that way, usually it's the liberals that are the sore losers.</span><span style=";font-size:100%;" ><o:p></o:p></span></p> Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com4tag:blogger.com,1999:blog-1780240966213055916.post-50996685127693505862008-10-11T22:00:00.000-07:002008-10-11T22:02:26.167-07:00Maybe this should disturb you!<meta equiv="Content-Type" content="text/html; charset=utf-8"><meta name="ProgId" content="Word.Document"><meta name="Generator" content="Microsoft Word 12"><meta name="Originator" content="Microsoft Word 12"><link rel="File-List" href="file:///C:%5CUsers%5CDarin%5CAppData%5CLocal%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_filelist.xml"><link rel="themeData" href="file:///C:%5CUsers%5CDarin%5CAppData%5CLocal%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_themedata.thmx"><link rel="colorSchemeMapping" href="file:///C:%5CUsers%5CDarin%5CAppData%5CLocal%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_colorschememapping.xml"><!--[if gte 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table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin;} </style> <![endif]--> <p class="MsoPlainText"><a href="http://www.youtube.com/watch?v=BYRpIf2F9NA&NR=1">http://www.youtube.com/watch?v=BYRpIf2F9NA&NR=1</a></p> Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com1tag:blogger.com,1999:blog-1780240966213055916.post-84854099117497501872008-10-11T21:35:00.000-07:002008-10-11T21:48:45.682-07:00Sarbanes OxleySarbanes-Oxley- Well, some of it is good. Some is over reaction and bad accounting. It is so restrictive. They have to value some assets according to each day's market value. So where you have a bundle of say $100 million in mortgages, you may have to write that asset down to zero if you are in a market like right now where there are no buyers for it (because no one else has any money, because they are also writing down their balance sheets too!). Even though it is probably worth at least $70 million if not more- even if you foreclosed on every home! And the mortgages are mostly being paid on time anyway. It's a crazy and extreme accounting rule. It doesn't make companies more ethical, it just artificially causes them to write down assets that should not be. In a market like this it multiplies panic. I mean it is absurd to say those are worth zero. And the last thing you want is the US Government buying those mortgages at full value, and managing the foreclosures, and asset recapture. They're never going to run it as efficiently as the private banks would. Where is the incentive for them too??? The RTC only managed assets that had already been foreclosed on and I would hardly call it's management a shining success. The other thing is by having the US Government buy these at full value, you are not allowing the bank or investment firm to realize the loss that they should, and you are choosing winners and losers in the market unfairly. They need to realize the appropriate loss, not the US tax payers. If we do this bailout, and the government collects say 70% of the money on these mortgages, do you think that they are going to refund that collected money to the taxpayer, or spend it on more wasteful spending???<br /><br /> The answer is to:<br /><br />1) Repeal at least half, or all of Sarbanes-Oxley, especially related to market value write downs. Make it instead an average market price over some time. This will fix about 65% of the problem and also put our US companies on a level playing field with the rest of the world. You wonder why so many companies are leaving the US! The cost of compliance with Sarbanes-Oxley is estimated at $5 Million per fortune 500 company per year, and it is limiting the number of new IPOs in the US market to only a handful per year.<br /><br />2) And then just have the US Government offer either special very low interest rate financing to these companies that are in trouble, and/or offer to insure these troubled mortgage packages. With insurance attached to them, they will finally be sellable, and you will create liquidity in the credit market instantly. You will also force these companies to work their way out of the mess themselves. The cost for this might only be $40 Billion or so to the US taxpayer. This covers the other 35% of the market trouble for fractions of the cost of the proposed bailout and keeps the government out of the market as much as possible.<br /><br />3) Follow this up with lots of reform of Fanny Mae and Freddy Mac. As much as it may hurt in the short run, they need to tighten the requirements to be able to get a loan. No more zero down, with poor credit and not enough income! These lax lending regulations through Fanny and Freddie caused most of this trouble in the first place. Once the market comes back, we will have people in homes in solid financial condition and this won't happen again!Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com0tag:blogger.com,1999:blog-1780240966213055916.post-33793672319023031502008-10-11T12:56:00.000-07:002008-10-11T12:58:26.425-07:00McCain's Healthcare Plan<meta name="ProgId" content="Word.Document"><meta name="Generator" content="Microsoft Word 12"><meta name="Originator" content="Microsoft Word 12"><link rel="File-List" href="file:///C:%5CUsers%5CDarin%5CAppData%5CLocal%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_filelist.xml"><link rel="themeData" href="file:///C:%5CUsers%5CDarin%5CAppData%5CLocal%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_themedata.thmx"><link rel="colorSchemeMapping" href="file:///C:%5CUsers%5CDarin%5CAppData%5CLocal%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_colorschememapping.xml"><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:trackmoves/> <w:trackformatting/> 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span.PlainTextChar {mso-style-name:"Plain Text Char"; mso-style-noshow:yes; mso-style-priority:99; mso-style-unhide:no; mso-style-locked:yes; mso-style-link:"Plain Text"; mso-bidi-font-size:10.5pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-fareast-font-family:"Times New Roman"; mso-hansi-font-family:Calibri;} .MsoChpDefault {mso-style-type:export-only; mso-default-props:yes; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:Calibri; mso-fareast-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;} @page Section1 {size:8.5in 11.0in; margin:1.0in 1.0in 1.0in 1.0in; mso-header-margin:.5in; mso-footer-margin:.5in; mso-paper-source:0;} div.Section1 {page:Section1;} --> </style><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin;} </style> <![endif]--><p class="MsoPlainText"><span style=""> McCain's </span>health care plan is WAY, WAY better than Obama's.<span style=""> </span>Totally a free market solution!<span style=""> </span>You buy your own insurance.<span style=""> </span>$5000 tax credit.<span style=""> </span>For a lot of people that pays all or 1/2 of the total cost!<span style=""> </span>Plus it INCREASES competition by making your choices for insurance nationwide.<span style=""> </span>Rates will go down.<span style=""> </span>If you don't want to be forced to have insurance, or only want a high deductible plan, you don't have to be forced into anything.<span style=""> </span>FREEDOM!</p><p class="MsoPlainText"><a href="http://www.johnmccain.com/Informing/Issues/19ba2f1c-c03f-4ac2-8cd5-5cf2edb527cf.htm">
<br /></a></p><p class="MsoPlainText"><a href="http://www.johnmccain.com/Informing/Issues/19ba2f1c-c03f-4ac2-8cd5-5cf2edb527cf.htm">http://www.johnmccain.com/Informing/Issues/19ba2f1c-c03f-4ac2-8cd5-5cf2edb527cf.htm</a></p> <p class="MsoPlainText"><o:p> </o:p></p> <p class="MsoPlainText"><o:p> </o:p></p>
<br />Darinhttp://www.blogger.com/profile/08300858308495804469noreply@blogger.com2